Need an appraisal for an FHA-backed mortgage? Call AG Real Estate ServicesThe FHA keeps a roster of approved appraisers for each state - AG Real Estate Services is on the roster of approved appraisers for GA. This indicates that we are certified and approved by the FHA to do appraisals for house loans underwritten by them. A certain amount of the regular training our staff at AG Real Estate Services receives deals exclusively with understanding the FHA's documentation and their rules and procedures. Be sure to contact AG Real Estate Services if you need an appraisal done for an FHA-secured loan. The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-insured loan, it means it is backed by them. The lender provides all the finances; the FHA simply secures the transaction by providing mortgage insurance in case the borrower does not pay off his or her loan. The FHA and their loan programs are designed to benefit low-to-moderate income consumers help meet credit requirements if they otherwise would not. Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the FHA provides are incredibly useful to buyers with less starting capital. |